House Hunting: WE GOT THE HOUSE!!

and then ends in such a sweet ending.

After 90 days of hustling, this is what we got.

Isn't she a beaut!

Mr. Wonderful and I decided we wanted a fixer upper to make our oWn. What was most important was the layout, space and foundation that brought warmth and charm. We are truly blessed to get exactly that!

There are a few things that we will be changing in this home and in fact, our contractor has been ripping A LOT out this past week! YAY! But before I get to the fun stuff, I would like to take you all down memory lane of what really happened while purchasing this home.

Are you ready? I's suggest you buckle up because this, my friend, is going to be a bumpy road!

TIME LINE TO HOME OWNERSHIP!

1. JANUARY 12 - Submitted our first offer with an FHA loan (offer wasn't accepted due to home not being up to FHA level of expectations)
2. JANUARY 13 - Submitted 2nd offer using a Homepath loan
3. JANUARY 20 - Offer accepted
4. JANUARY 27 - We're in contract. Loan process begins
5. FEBRUARY 20 - Didn't get approved with Homeloan and switch to a 203k Rehab Loan. We spoke with the sellers (Fannie Mae) transaction Coordinator and made a verbal agreement that we were doing so. The coordinator said to proceed with the new loan
6. MARCH 7 - Fannie Mae PULLED THE DAMN PLUG! Looks like there is no such thing as a "Verbal Agreement" in the Real Estate world. RULE OF THUMB: If there is any changes when purchasing a house... WRITE AN ADDENDUM!! No Qs asked! Just do it!
7. MARCH 8 - House was put back on Market and we resubmitted our offer.
8. MARCH 9 - Bidding War with two other offers! (UGH, so annoying)
9. MARCH 14 - WE WON and is back in the house! Wahoo!
10. MARCH 15 - {A 203k loan is a rehab loan meaning you must hire a contractor to fix the home in up and running condition} Got 3 bids from 3 different contractors to fix the house.
11. APRIL 15 - Got an appraisal done on the home. It came back 20k under our contract price! {OMG! You have got to be kidding me, right?!}
12. APRIL 16 - Negotiated with Fannie Mae to lower the contact price.
13. APRIL 20 - Fannie Mae met us half way and lowered it 10k and we had to come up with the other 10k to meet appraisal.
14. APRIL 28 - LOAN WAS FUNDED!!
15. APRIL 29 - WE GOT THE KEYS!!!!!!

And that's a wrap ladies and gents. Mr. Everything and I have a home! A home to finally call OUR HOME! Yeehaw.

Tomorrow's post: DEMO TIME.